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How much is Xero in the UK?
Short answer
Xero's UK plans cost £18 (Ignite), £39 (Grow), £55 (Comprehensive) and £70 (Ultimate) a month excluding VAT, according to Xero's UK pricing page (checked 17 October 2026). Xero was offering 90% off for the first 6 months. All plans work with Making Tax Digital, and Xero includes an AI assistant called JAX.
Xero UK prices (17 October 2026, excluding VAT)
| Plan | Standard price a month | Good for |
|---|---|---|
| Ignite | £18 | Sole traders: 20 invoices and quotes, bank feeds |
| Grow | £39 | Unlimited invoices, bulk reconciliation |
| Comprehensive | £55 | Multi-currency, projects, analytics |
| Ultimate | £70 | Growing businesses wanting more seats and tools |
Payroll is extra per person on most plans, and the CIS return feature is an add-on. Prices change, so check at sign-up.
Alternatives
FreeAgent is free with some business bank accounts (NatWest, RBS, Ulster Bank and Mettle). HMRC lists free software for simple affairs; see is Making Tax Digital software free?
Does Xero use AI?
Yes. Xero's JAX assistant and bank rules help suggest matches and draft invoices. See can AI do my bookkeeping?
Related questions
Is Xero MTD compatible?
Yes, for VAT and for Income Tax. See what is Making Tax Digital for Income Tax?
Can I claim Xero as a business expense?
Yes, accounting software used for your business is an allowable expense.
How much is QuickBooks a month in the UK?
QuickBooks Online costs £10 to £123 a month excluding VAT, with Simple Start at £16 (checked 18 October 2026). See how much is QuickBooks UK?
How much is Dext in the UK?
Dext costs £24.17 a month excluding VAT on a yearly contract, or £30 monthly, and works with Xero. See how much is Dext UK?
Sources
Checked 17 October 2026. Rules and prices change, so check the source before you rely on it. This is general information, not legal, tax or financial advice.
More on ai costs and free plans
- Are AI tools free?
- Can ChatGPT Plus make videos?
- Can I claim ChatGPT as a business expense in the UK?
- Can more than one person use ChatGPT Plus?
- Do AI subscriptions like Claude, Canva and Grammarly charge UK VAT?
- Does ChatGPT Plus have usage limits?
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