Tools · Accounting

Xero

Cloud accounting for invoices, bank feeds, VAT and payroll, with AI-assisted features.

£ pricing

Price

Ignite: £18 a month. Grow: £39. Comprehensive: £55. Ultimate: £70 (all excl. VAT). Intro offers run on the pricing page. Payroll £1.50 per person.

Free plan

No free plan; a free trial and introductory discounts are offered.

Best for

Limited companies and VAT-registered businesses that want an accountant-friendly system.

Watch out for

Intro prices last six months; budget for the full price.

UK notes

UK pricing in pounds; Making Tax Digital compatible.

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Price checked on 2026-10-14 against the sources below. Prices change; always confirm on the provider's page. How we check prices.

Useful for

Bookkeeping and bankingQuotes and invoicingPlumbers and heating engineersElectriciansBuilders and general tradesCafés and restaurantsIndependent shopsAccountants and bookkeepersGarages and mechanicsRoofersRemovals firmsPubs and barsArchitects and designersIT support and repair shopsIndependent car dealersPest controlEvent venuesSmall hotels

Alternatives to Xero

QuickBooks

£ pricing

Cloud accounting with invoicing, expenses and VAT, plus Intuit Intelligence AI features (some in beta).

FreeAgent

£ pricing

UK accounting software for sole traders, partnerships and small companies.

Tide

Free plan £ pricing

A business account app with invoicing, expense cards and accounting integrations.

Questions

Does Xero have a free plan?

No free plan; a free trial and introductory discounts are offered.

How much does Xero cost?

Ignite: £18 a month. Grow: £39. Comprehensive: £55. Ultimate: £70 (all excl. VAT). Intro offers run on the pricing page. Payroll £1.50 per person.

What are the alternatives to Xero?

Alternatives include QuickBooks, FreeAgent, Tide.

Compare

Sources

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