Comparisons · Card payments
Comparison
Zettle by PayPal vs myPOS
Card readers and a point-of-sale app from PayPal, with one transaction rate and no monthly fee. Standalone card machines with a free business account and instant payouts.
| Zettle by PayPal | myPOS | |
|---|---|---|
| Price | 1.75% per card or mobile wallet transaction, including American Express. Invoices and payment links 2.5%. PayPal Reader £29 excl. VAT for new business users (extra readers £69); PayPal Terminal from £149 excl. VAT. No contracts or recurring fees. | £0 monthly costs; transaction fee from 1.10% + £0.07 (varies by payment method). myPOS Go 2 £39, myPOS Flex £49 (offer, was £59), myPOS Ultra £179, all excl. VAT. Custom quotes above £10,000 a month. |
| Free plan | Yes. No monthly fee; you pay per transaction and buy the reader. | Yes. No monthly fee or long-term contract; free business account and data SIM. |
| Best for | Mobile traders and small shops who want one flat rate and no contract. | Trades and mobile businesses who want a standalone machine with its own SIM. |
| Watch out for | The £29 reader price is a new-user offer; delivery fees apply. | The per-transaction percentage varies by payment method, plus a fixed fee on every payment. |
| UK notes | UK prices in pounds, excl. VAT on hardware. | UK prices in pounds, excl. VAT on hardware. |
| Made by | PayPal | myPOS |
| Checked | 2026-10-15 | 2026-10-15 |
Our verdict
On in-person fees, myPOS costs less than Zettle by PayPal at all three levels of takings in our table below. Device prices differ too: PayPal Reader £29 excl. VAT for new users against myPOS Go 2 £39 excl. VAT. Fees aren't everything: check payout speed, contract terms and support before choosing.
Who should pick which?
- Choose Zettle by PayPal for: mobile traders and small shops who want one flat rate and no contract.
- Choose myPOS for: trades and mobile businesses who want a standalone machine with its own SIM.
Fees at £1,000, £3,000 and £6,000 a month
In-person card fees a month on the cheaper option for that level of takings, read from each pricing page on 15 October 2026. Assumes an average payment of £150 (this only affects fixed per-payment fees). Device costs are one-off and not included.
| Zettle by PayPal | myPOS | |
|---|---|---|
| Entry device | PayPal Reader £29 excl. VAT for new users | myPOS Go 2 £39 excl. VAT |
| £1,000 a month | £17.50 1.75% (cards and mobile wallets) | £11.47 from 1.10% + 7p |
| £3,000 a month | £52.50 1.75% (cards and mobile wallets) | £34.40 from 1.10% + 7p |
| £6,000 a month | £105.00 1.75% (cards and mobile wallets) | £68.80 from 1.10% + 7p |
See all five readers side by side, with fee tables and what suits which business, in best card readers for UK small businesses.
Other card payments to consider
Square
Card payments, till software, invoices and online booking, with a free plan.
SumUp
Card readers and payment links for small traders, with pay-as-you-go fees.
Dojo
UK card machines with next-day payouts, a blended transaction rate for smaller businesses and an optional Plus plan.
Full details
Zettle by PayPal tool page · myPOS tool page · How we check prices
Sources
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