Comparisons · Card payments
Comparison
Zettle by PayPal vs Dojo
Card readers and a point-of-sale app from PayPal, with one transaction rate and no monthly fee. UK card machines with next-day payouts, a blended transaction rate for smaller businesses and an optional Plus plan.
| Zettle by PayPal | Dojo | |
|---|---|---|
| Price | 1.75% per card or mobile wallet transaction, including American Express. Invoices and payment links 2.5%. PayPal Reader £29 excl. VAT for new business users (extra readers £69); PayPal Terminal from £149 excl. VAT. No contracts or recurring fees. | 1.2% blended rate on all card transactions below £100,000 annual card turnover; custom rates above. Dojo Pocket £239; Dojo Wired £179 upfront. Plus plan £25 a month per location (£11.99 offer for new customers when checked). Tap to Pay on iPhone available. |
| Free plan | Yes. No monthly fee; you pay per transaction and buy the reader. | No. No free plan listed; the Essential package covers core payments, with Plus as a paid upgrade. |
| Best for | Mobile traders and small shops who want one flat rate and no contract. | Shops, salons and hospitality with steady card takings who want UK phone support. |
| Watch out for | The £29 reader price is a new-user offer; delivery fees apply. | Card machines cost more upfront than phone-paired readers; check contract terms for your package. |
| UK notes | UK prices in pounds, excl. VAT on hardware. | UK company, prices in pounds. |
| Made by | PayPal | Dojo |
| Checked | 2026-10-15 | 2026-10-15 |
Our verdict
On in-person fees, Dojo costs less than Zettle by PayPal at all three levels of takings in our table below. Device prices differ too: PayPal Reader £29 excl. VAT for new users against Dojo Pocket £239; Dojo Wired £179 upfront. Fees aren't everything: check payout speed, contract terms and support before choosing.
Who should pick which?
- Choose Zettle by PayPal for: mobile traders and small shops who want one flat rate and no contract.
- Choose Dojo for: shops, salons and hospitality with steady card takings who want UK phone support.
Fees at £1,000, £3,000 and £6,000 a month
In-person card fees a month on the cheaper option for that level of takings, read from each pricing page on 15 October 2026. Assumes an average payment of £150 (this only affects fixed per-payment fees). Device costs are one-off and not included.
| Zettle by PayPal | Dojo | |
|---|---|---|
| Entry device | PayPal Reader £29 excl. VAT for new users | Dojo Pocket £239; Dojo Wired £179 upfront |
| £1,000 a month | £17.50 1.75% (cards and mobile wallets) | £12.00 1.2% blended, before any package fee |
| £3,000 a month | £52.50 1.75% (cards and mobile wallets) | £36.00 1.2% blended, before any package fee |
| £6,000 a month | £105.00 1.75% (cards and mobile wallets) | £72.00 1.2% blended, before any package fee |
See all five readers side by side, with fee tables and what suits which business, in best card readers for UK small businesses.
Other card payments to consider
Square
Card payments, till software, invoices and online booking, with a free plan.
SumUp
Card readers and payment links for small traders, with pay-as-you-go fees.
myPOS
Standalone card machines with a free business account and instant payouts.
Full details
Zettle by PayPal tool page · Dojo tool page · How we check prices
Sources
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