Comparisons · Card payments
Comparison
SumUp vs Dojo
Card readers and payment links for small traders, with pay-as-you-go fees. UK card machines with next-day payouts, a blended transaction rate for smaller businesses and an optional Plus plan.
| SumUp | Dojo | |
|---|---|---|
| Price | Pay-as-you-go: 1.69% per transaction, no monthly fee. Payments Plus: 0.99% per transaction for £19 a month or £189 a year. Readers: Solo Lite £25, Solo £79, Terminal £135 (excl. VAT); Tap to Pay on your phone £0. | 1.2% blended rate on all card transactions below £100,000 annual card turnover; custom rates above. Dojo Pocket £239; Dojo Wired £179 upfront. Plus plan £25 a month per location (£11.99 offer for new customers when checked). Tap to Pay on iPhone available. |
| Free plan | Yes. Pay-as-you-go plan has no monthly fee; you buy a card reader. | No. No free plan listed; the Essential package covers core payments, with Plus as a paid upgrade. |
| Best for | Market traders and mobile businesses taking occasional card payments. | Shops, salons and hospitality with steady card takings who want UK phone support. |
| Watch out for | Payments Plus only pays off at higher volumes; SumUp suggests it for £3,000+ a month. | Card machines cost more upfront than phone-paired readers; check contract terms for your package. |
| UK notes | UK prices in pounds. | UK company, prices in pounds. |
| Made by | SumUp | Dojo |
| Checked | 2026-10-15 | 2026-10-15 |
Our verdict
On in-person fees, Dojo costs less than SumUp at all three levels of takings in our table below. Device prices differ too: Solo Lite £25 excl. VAT; Tap to Pay £0 against Dojo Pocket £239; Dojo Wired £179 upfront. Fees aren't everything: check payout speed, contract terms and support before choosing.
Who should pick which?
- Choose SumUp for: market traders and mobile businesses taking occasional card payments.
- Choose Dojo for: shops, salons and hospitality with steady card takings who want UK phone support.
Fees at £1,000, £3,000 and £6,000 a month
In-person card fees a month on the cheaper option for that level of takings, read from each pricing page on 15 October 2026. Assumes an average payment of £150 (this only affects fixed per-payment fees). Device costs are one-off and not included.
| SumUp | Dojo | |
|---|---|---|
| Entry device | Solo Lite £25 excl. VAT; Tap to Pay £0 | Dojo Pocket £239; Dojo Wired £179 upfront |
| £1,000 a month | £16.90 Pay-as-you-go, 1.69% | £12.00 1.2% blended, before any package fee |
| £3,000 a month | £48.70 Payments Plus, 0.99% + £19 a month | £36.00 1.2% blended, before any package fee |
| £6,000 a month | £78.40 Payments Plus, 0.99% + £19 a month | £72.00 1.2% blended, before any package fee |
See all five readers side by side, with fee tables and what suits which business, in best card readers for UK small businesses.
Other card payments to consider
Square
Card payments, till software, invoices and online booking, with a free plan.
Zettle by PayPal
Card readers and a point-of-sale app from PayPal, with one transaction rate and no monthly fee.
myPOS
Standalone card machines with a free business account and instant payouts.
Full details
SumUp tool page · Dojo tool page · How we check prices
Sources
Free daily email
One useful AI tool each weekday: what it costs, who it suits and a tip to try. Five minutes to read.
Unsubscribe any time. Privacy. Read the latest issue or browse past issues.