Comparisons · Card payments
Comparison
Square vs myPOS
Card payments, till software, invoices and online booking, with a free plan. Standalone card machines with a free business account and instant payouts.
| Square | myPOS | |
|---|---|---|
| Price | Free plan: £0 a month. In person: 1.75% for UK cards (1.75% + 1.95% for non-UK cards); manually keyed: 2.5%. Square Reader from £19 + VAT. Plus: from £29 a month, paid monthly, cancel any time. | £0 monthly costs; transaction fee from 1.10% + £0.07 (varies by payment method). myPOS Go 2 £39, myPOS Flex £49 (offer, was £59), myPOS Ultra £179, all excl. VAT. Custom quotes above £10,000 a month. |
| Free plan | Yes. No set-up or monthly fees; you pay when you take a payment. | Yes. No monthly fee or long-term contract; free business account and data SIM. |
| Best for | Shops, cafés and mobile traders taking card payments. | Trades and mobile businesses who want a standalone machine with its own SIM. |
| Watch out for | Transaction fees apply on every payment; check the rates for your payment types. | The per-transaction percentage varies by payment method, plus a fixed fee on every payment. |
| UK notes | UK prices in pounds. | UK prices in pounds, excl. VAT on hardware. |
| Made by | Block | myPOS |
| Checked | 2026-10-15 | 2026-10-15 |
Our verdict
On in-person fees, myPOS costs less than Square at all three levels of takings in our table below. Device prices differ too: Square Reader £19 + VAT against myPOS Go 2 £39 excl. VAT. Fees aren't everything: check payout speed, contract terms and support before choosing.
Who should pick which?
- Choose Square for: shops, cafés and mobile traders taking card payments.
- Choose myPOS for: trades and mobile businesses who want a standalone machine with its own SIM.
Fees at £1,000, £3,000 and £6,000 a month
In-person card fees a month on the cheaper option for that level of takings, read from each pricing page on 15 October 2026. Assumes an average payment of £150 (this only affects fixed per-payment fees). Device costs are one-off and not included.
| Square | myPOS | |
|---|---|---|
| Entry device | Square Reader £19 + VAT | myPOS Go 2 £39 excl. VAT |
| £1,000 a month | £17.50 1.75% (UK cards, in person) | £11.47 from 1.10% + 7p |
| £3,000 a month | £52.50 1.75% (UK cards, in person) | £34.40 from 1.10% + 7p |
| £6,000 a month | £105.00 1.75% (UK cards, in person) | £68.80 from 1.10% + 7p |
See all five readers side by side, with fee tables and what suits which business, in best card readers for UK small businesses.
Other card payments to consider
SumUp
Card readers and payment links for small traders, with pay-as-you-go fees.
Zettle by PayPal
Card readers and a point-of-sale app from PayPal, with one transaction rate and no monthly fee.
Dojo
UK card machines with next-day payouts, a blended transaction rate for smaller businesses and an optional Plus plan.
Full details
Square tool page · myPOS tool page · How we check prices
Sources
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